Golf Cart Insurance
Why should you choose a golf cart insurance policy from Foremost®? Do you drive your golf cart into your laundry room, pack up all the clean clothes and drive it back to your bedroom to fold? We didn't think so. Then why insure it with a policy meant for your home?
Find an Agent
Take care of your insurance needs with a licensed agent in your area.
Don't let your fun get cut short with a homeowners or auto policy that may not adequately cover your golf cart. Fortunately, an agent can help you learn more about golf cart insurance rates and available coverages!
Golf Cart Insurance Coverages
See what can be covered under a Foremost golf cart policy.
Annual Policies
No calls, no hassle. With our annual policy, your golf cart can be insured even in the "off-season."
Liability Coverage
This coverage is meant for accidents involving your golf cart for which you are legally liable.
Collision Coverage
This provides coverage for your golf cart in the event of damage caused by a collision with another vehicle, or object such as trees or utility poles, regardless of who is at fault.
Medical Payments Coverage
This coverage helps pay for reasonable and necessary medical costs an insured incurs as a result of a golf cart accident.
Increased Limits
You can choose the limits that you want for your liability coverage.
Other than Collision Coverage
Provides coverage for out-of-the-ordinary damages, such as fire, theft, flood or vandalism.
Golf Cart Insurance Discounts
Here are just a few of the ways you can save money by choosing Foremost:
Multi-Vehicle Discount
This discount can be applied to each vehicle when two or more golf carts or off-road vehicles are insured.
Prior Insurance Discount
This discount can be applied if the first named insured had golf cart insurance for at least the past six months. Ask your insurance representative for details.
Golf Cart Insurance FAQs
Have questions about golf cart insurance? We have answers!
This can vary by state or city, but you can be held liable for injuries or damages resulting from an accident. To help protect your assets, it is a good idea to insure your golf cart. Foremost has a specialized program to cover these vehicles and give you the important coverages you may not be able to find elsewhere. Visit an agent to help you choose the right Foremost policy for your golf cart.
Most standard auto policies would not provide coverage for a golf cart, because golf carts aren't classified as cars. That's where a stand-alone policy would come in. Foremost has options for on-road or off-road usage.
Golf cart insurance rates depend on factors such as the value of the cart, coverages and limits chosen.
Golf Cart Insurance Highlights
