Scooter Insurance FAQ
Have questions about scooter insurance? We have answers!
This can vary by state or city, but you can be held liable for injuries or damages resulting from an accident. To help protect yourself and your assets, it is a good idea to insure your scooter.
Foremost® writes policies for scooters in our motorcycle program, with all the same coverages and limits available.
Yes, the Foremost Motorcycle program provides insurance coverages for both scooters and mopeds.
If you purchase comprehensive coverage, you will have coverage if your scooter is stolen.
Scooter Insurance Coverages
Foremost® insures scooters under its motorcycle policies.
Annual Policies
No calls, no hassle. With our annual policy, your scooter is insured even in the "off-season".
Liability Coverage
This coverage is meant for accidents involving your scooter for which you are legally liable.
Collision Coverage
This provides coverage for your scooter in the event of damage caused by a collision with other vehicles, trees or utility poles, regardless of who is at fault.
Medical Payments Coverage
This coverage helps pay for the necessary medical costs you incur because of a scooter accident.
Increased Limits
You can choose the limits that you want for your liability coverage.
Other than Collision Coverage
When purchased, provides coverage for damage to your scooter that doesn’t come from a collision – such as fire, theft, flood or vandalism.
Scooter Insurance Discounts
Here are just a few of the ways your can save money by choosing Foremost:
Multi-Vehicle
If you insure another vehicle with Foremost (in addition to your scooter or moped), both vehicles will receive a discount.
Locked Storage
Can be applied to Other Than Collision coverage if your scooter is kept in a fully enclosed, locked garage or structure when it is not being used.
Paid in Full
This discount can apply to new business when the premium is paid in full at the time the scooter insurance policy is issued.