Travel Trailer Insurance
Do you tow your travel trailer along with you to the grocery store and back? Probably not. Then why insure your rig on a policy meant for an everyday auto?
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Foremost® – A Farmers Insurance® Company provides coverage for most units including travel trailers, fifth-wheels, campers and more!
Travel Trailer Coverages
See what can be covered under a Foremost Insurance travel trailer policy.
Towing and Roadside Assistance
This coverage helps eliminate the hassle of buying a separate towing plan. Towing, roadside service, flat tire charges, fuel delivery, and locksmith services are just a toll-free phone call away. There may be no out-of-pocket payments required either. What's more, coverage for your travel trailer and tow vehicle is included (if towing the trailer at the time), regardless of who is driving or where you are in the US or Canada.
Vacation Liability Coverage
This provides liability coverage on your site, as defined by the policy, when you are parked and using your RV as a dwelling or for recreational purposes. We also offer a comprehensive liability coverage option that provides coverage similar to a homeowners liability policy.
Optional Total Loss Settlement
The Optional Total Loss Settlement endorsement can provide coverage for a new unit of like kind and quality from the same manufacturer in the event of a covered total loss.
Personal Property Replacement Cost Coverage
A typical auto or homeowners policy may not provide replacement cost coverage for your personal belongings that are damaged, destroyed or stolen, but a Foremost RV policy can.
Emergency Expenses Coverage
This coverage pays for lodging or travel home, up to the stated policy limit, if your rig is damaged or destroyed by a covered loss more than 50 miles from home.
Other than Collision
Other than collision coverage is a standard coverage included in our travel trailer policy, and applies to direct, abrupt, and accidental loss, including fire, explosion, flood, falling objects, hail, windstorm, collisions with birds or animals, mischief or vandalism, theft and earthquake.
FAQ Travel Trailer Insurance
Have questions about travel trailer insurance? We have answers!
While most states don’t have insurance requirements for travel trailers, we recommend that you check your specific state requirements, as well as any coverage requirements from a lender/lienholder.
The cost of travel trailer insurance varies based on numerous factors, including the type of unit, location, length, age, and more.
Depending on the policy and/or endorsement, homeowners insurance may offer some coverage. However, it is typically very limited in what coverage and loss settlement options are provided and can lead to increased homeowners premiums in the event of a claim.
A travel trailer insured by Foremost Insurance provides coverage for direct, abrupt, and accidental loss from a variety of causes, including water damage.
